SWP Calculator




3 Years

Final Value: Rs. 915908

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What is SWP?

SWP stands for a systematic withdrawal plan. Under SWP, if you invest a payment during a open-end fund , you'll set an amount you’ll withdraw regularly and therefore the frequency at which you’ll withdraw.

or example, let’s say you invested in HDFC Top 200 Fund an amount of ₹1 lakh for a year. Let’s assume that you decided to withdraw an amount of ₹10000 per month. So monthly , your investment within the fund will reduce by ₹10000. The amount left monthly after withdrawal will still remain invested.

Use the above SWP calculator to understand what proportion you'll withdraw from your lumpsum investments.

How can a SWP calculator assist you?

As per the Systematic Withdrawal Plan, a private must invest a specific amount and withdraw a particular amount of the corpus invested monthly . After withdrawal, the amount will be deducted from the investment while it continues to accumulate interest.

It is tough to calculate exact monthly withdrawals and total matured sum we can help you with these complex calculations with its SWP calculator. This SWP calculator easily calculates your matured sum as per your monthly withdrawals.

Example of Systematic Withdrawal Plan

As mentioned before, the SWP allows investors to get both monthly revenue also as an accumulated sum at the top of the maturity period.

Here, an individual has invested Rs. 50,000 for the tenure of 1 year along with a systematic withdrawal of Rs. 1,000 per month. The interest rate stands at 10%.

As such, the total return of investments after the end of the tenor stands at Rs. 4,565.

The variables are mentioned in below.

Month Balance at Begin Withdrawal Interest Earned
1 50,000 Rs. 1,000 Rs. 408
2 Rs. 49,408 Rs. 1,000 Rs. 403
3 Rs. 48,812 Rs. 1,000 Rs. 398
4 Rs. 48,210 Rs. 1,000 Rs. 393
5 Rs. 47,604 Rs. 1,000 Rs. 388
6 Rs. 46,992 Rs. 1,000 Rs. 383
7 Rs. 46,375 Rs. 1,000 Rs. 378
8 Rs. 45,753 Rs. 1,000 Rs. 373
9 Rs. 45,126 Rs. 1,000 Rs. 368
10 Rs. 44,494 Rs. 1,000 Rs. 362
11 Rs. 43,856 Rs. 1,000 Rs. 357
12 Rs. 43,214 Rs. 1,000 Rs. 352

How to use SWP calculator?

The calculator is user-friendly and easy to use the first time out. However, you need to ensure that all values are properly put in.

How can a SWP calculator benefit you?

Retirees and senior citizens are among the most common investors in this scheme. Such individuals obviously require a hard and fast monthly financial input. An SWP can provide the same over and above the pension or even as an alternative. They can easily use ’s simple and intuitive systematic withdrawal plan calculators for numerous benefits.


Can I choose the withdrawal amount or is it fixed?

No, you'll determine the monthly withdrawal amount as per requirements. you've got to only choose from annual fixed amount and quarterly withdrawals.

When to use SWP?

As per experts, SWP works best after retirement because a private needs income.

Can individuals who aren't retirees invest in an SWP?

No, SWP investments aren't limited just for retirees or senior citizens.

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